Universal Studios Payment Methods: Everything You Need To Know

Visiting a Universal Studios theme park is an exciting experience filled with thrilling rides, shows, and attractions based on popular movies and TV franchises. As you plan your Universal Studios vacation, an important detail to sort out is how you will pay for things like park tickets, food, merchandise, and other expenses.

If you’re short on time, here’s a quick answer to your payment method question at Universal Studios: Universal Studios theme parks accept all major credit cards, debit cards, traveler’s checks, and cash.

You can also use an RFID payment wristband called Universal Orlando Gift Cards for seamless, cash-free payments throughout the parks.

In this comprehensive guide, we will provide detailed information on the variety of payment options at Universal Studios theme parks so you can choose the most convenient method based on your needs.

Credit and Debit Cards

When it comes to payment methods at Universal Studios, credit and debit cards are widely accepted. This convenient option allows visitors to make purchases without the need for cash. Universal Studios accepts various types of cards, including Visa, Mastercard, American Express, and Discover.


Visa is one of the most widely recognized and accepted credit card brands worldwide. Visitors can use their Visa cards to make purchases at Universal Studios, whether it’s for tickets, food, or merchandise. With its wide acceptance, using a Visa card ensures a hassle-free payment experience.


Similar to Visa, Mastercard is also widely accepted at Universal Studios. Whether you have a standard Mastercard or a World Elite Mastercard, you can confidently use it to pay for your purchases. Mastercard offers various benefits to its cardholders, such as travel insurance and purchase protection, which can come in handy during your visit to Universal Studios.

American Express

American Express is known for its premium benefits and exclusive rewards. If you are an American Express cardholder, you can enjoy the convenience of using your card at Universal Studios. Whether it’s earning rewards or accessing exclusive offers, using your American Express card can enhance your experience at the park.


Discover is another popular credit card brand that is accepted at Universal Studios. With its cashback rewards program and various cardholder benefits, using a Discover card can be a great choice for your purchases at the park.

Whether you’re exploring the Wizarding World of Harry Potter or enjoying thrilling rides, your Discover card can be a valuable companion.

It’s important to note that while credit and debit cards are widely accepted, it’s always a good idea to carry some cash for smaller purchases or situations where cards may not be accepted. Additionally, be sure to check with your card issuer for any specific terms or rewards related to using your card at Universal Studios.

Universal Orlando Gift Cards

Universal Orlando gift cards are a convenient and versatile payment method for visitors to the theme park. These gift cards can be purchased online or at various retail locations, making it easy for guests to obtain them.

They can be used to pay for tickets, food and beverages, merchandise, and even hotel accommodations within the Universal Orlando Resort.

Benefits of Universal Orlando Gift Cards

There are several benefits to using Universal Orlando gift cards. Firstly, they offer flexibility and convenience. Instead of carrying cash or multiple credit cards, guests can simply use the gift card to make purchases throughout the park.

This eliminates the need to worry about lost or stolen belongings and provides a hassle-free experience.

Secondly, Universal Orlando gift cards make great gifts for friends and family. Whether it’s for a birthday, holiday, or special occasion, these gift cards allow recipients to enjoy their visit to the park without having to worry about the expenses.

It’s a thoughtful and practical present that is sure to put a smile on anyone’s face.

Where to Purchase Universal Orlando Gift Cards

Universal Orlando gift cards can be purchased online through the official Universal Orlando Resort website. They are also available at select retail locations, including stores within the theme park itself. This provides visitors with multiple options to obtain a gift card before their trip.

Additionally, some third-party websites and retailers may offer Universal Orlando gift cards at a discounted price or as part of a package deal. It’s always a good idea to compare prices and options before making a purchase to ensure the best value.

Using Universal Orlando Gift Cards

Using a Universal Orlando gift card is simple. When making a purchase at any participating location within the park, simply present the gift card as a form of payment. The amount spent will be deducted from the card balance, and any remaining funds can be used for future purchases.

It’s important to note that Universal Orlando gift cards cannot be redeemed for cash and do not have an expiration date. They can only be used within the Universal Orlando Resort and cannot be used at other Universal Studios locations.

Traveler’s Checks

When it comes to payment methods at Universal Studios, traveler’s checks are a reliable and secure option for visitors. These checks are widely accepted and can be easily exchanged for local currency at various locations within the park.

Traveler’s checks offer a convenient way to carry money while traveling, as they can be replaced if lost or stolen.

Benefits of Traveler’s Checks

There are several benefits to using traveler’s checks at Universal Studios:

  • Safety: Traveler’s checks provide a secure way to carry money, as they can be replaced if lost or stolen. This gives visitors peace of mind while exploring the park.
  • Widely accepted: Universal Studios accepts traveler’s checks at most of its establishments, including restaurants, shops, and ticket booths.
  • Easy conversion: Traveler’s checks can be easily exchanged for local currency at various locations within the park, making it convenient for visitors who prefer to use cash.

How to Use Traveler’s Checks at Universal Studios

Using traveler’s checks at Universal Studios is a straightforward process:

  1. Locate an authorized currency exchange location within the park.
  2. Present your traveler’s checks along with a valid identification document, such as a passport or driver’s license.
  3. Confirm the exchange rate and the amount you would like to convert.
  4. Hand over the traveler’s checks and receive the equivalent amount in local currency.

It’s important to note that some establishments may have a minimum purchase requirement for using traveler’s checks. Therefore, it’s advisable to check with the specific vendor beforehand.


One of the most common and widely accepted payment methods at Universal Studios is cash. It provides a convenient and straightforward way to make purchases without the need for any additional steps or processes.

Visitors can simply bring their cash with them and use it to pay for tickets, food, merchandise, and other services at the park.

Advantages of Using Cash

Using cash has several advantages, especially for those who prefer to have more control over their spending. Some of the advantages include:

  • Immediate Payment: When using cash, transactions are processed instantly, allowing visitors to complete their purchases without any delays.
  • No Additional Fees: Unlike some other payment methods, cash transactions typically do not involve any additional fees or charges.
  • Privacy and Security: Paying with cash can provide a level of anonymity and security, as it does not require the sharing of personal or financial information.

Considerations when Using Cash

While cash is a widely accepted form of payment at Universal Studios, it is important to keep a few considerations in mind:

  • Carrying Sufficient Cash: Visitors should ensure they have enough cash on hand to cover their expenses at the park. This may include admission fees, food, souvenirs, and other purchases.
  • Security: It is important to keep cash secure while at the park. Visitors should consider using a money belt or other secure means of carrying cash to prevent loss or theft.
  • Availability of Change: While cash is accepted, it is also important to note that Universal Studios may not always have sufficient change available for large bills. Visitors should consider bringing smaller denominations to ensure smooth transactions.

For more information on payment methods and accepted currencies at Universal Studios, visitors can refer to the official Universal Studios website at www.universalstudios.com.


We hope this guide has provided the information you need to understand and choose the best payment methods for your upcoming Universal Studios vacation. By familiarizing yourself with the variety of payment options accepted and knowing which is most convenient for your situation, you can have a smooth and stress-free experience when visiting the parks.

With your tickets, food, merchandise and other expenses covered, you’ll be able to fully immerse yourself in the magic of Universal Studios! Have a thrilling and memorable trip!

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