The Cheapest Place To Live In The Virgin Islands

The Virgin Islands, with their white sand beaches, turquoise waters, and laidback vibes, seem like an idyllic place to live. But with a high cost of living, especially on the more developed islands like St. Thomas and St. John, is it possible to find an affordable place to call home in paradise?

If you’re looking for the most budget-friendly option in the Virgin Islands, the best bet is to head to St. Croix. As the largest of the islands, St. Croix has more varied housing options, including some more affordable neighborhoods.

An Overview of the Cost of Living in the Virgin Islands

The Virgin Islands are known for their stunning beaches, vibrant culture, and tropical climate. However, living in paradise often comes at a high cost. The cost of living in the Virgin Islands is generally higher than the average cost of living in the United States.

This is due to a combination of factors, including the remote location of the islands, limited resources, and high demand for goods and services.

High prices overall

Whether you’re renting a home, buying groceries, or dining out, you can expect to pay more for most things in the Virgin Islands compared to mainland U.S. cities. The cost of housing, in particular, is significantly higher, with rental prices and property values well above the national average.

Additionally, imported goods, such as electronics and luxury items, often come with a hefty price tag due to shipping and import fees.

St. Thomas and St. John are the most expensive islands

Among the three main islands in the Virgin Islands, St. Thomas and St. John are known for being the most expensive. These islands attract a large number of tourists, which drives up the cost of living.

The higher demand for goods and services, as well as the limited availability of land, contribute to the higher prices. If you’re looking for a more affordable place to live, you may want to consider other options.

St. Croix offers more affordable options

Compared to St. Thomas and St. John, St. Croix offers more affordable options for those looking to live in the Virgin Islands on a budget. The cost of housing is generally lower on this island, making it easier to find a place to rent or buy at a more reasonable price.

Additionally, the cost of groceries and other daily necessities tends to be slightly lower compared to the other islands.

It’s important to note that while St. Croix may be more affordable, the cost of living is still higher than in many mainland U.S. cities. It’s always a good idea to carefully consider your budget and living expenses before making the move to the Virgin Islands.

For more information on the cost of living in the Virgin Islands, you can visit the official website of the U.S. Virgin Islands Department of Tourism here.

The Cheapest Places to Live on St. Croix


If you’re looking for an affordable place to live on St. Croix, look no further than Christiansted. This charming town offers a unique blend of history, culture, and affordability. With its colorful colonial buildings, bustling boardwalk, and vibrant local community, Christiansted has a lot to offer residents on a budget.

Not only is the cost of living relatively low, but there are also plenty of affordable housing options available, including apartments, condos, and single-family homes. Whether you’re a young professional starting out or a retiree looking to make your money stretch further, Christiansted is a great option.


Another affordable place to live on St. Croix is Frederiksted. Located on the western side of the island, Frederiksted is known for its beautiful beaches, laid-back atmosphere, and affordable living options.

The cost of housing in Frederiksted is generally lower than in other parts of the island, making it an attractive option for those on a budget. Whether you’re interested in renting an apartment or purchasing a home, Frederiksted offers a range of affordable options.

Plus, with its close proximity to some of the island’s best beaches, you’ll have plenty of opportunities to enjoy the natural beauty of St. Croix without breaking the bank.

Northside neighborhoods like Golden Rock and La Grande Princesse

If you prefer a quieter, more suburban lifestyle, the Northside neighborhoods of St. Croix, such as Golden Rock and La Grande Princesse, may be the perfect fit for you. These areas offer a mix of affordable housing options, from cozy apartments to spacious single-family homes.

The cost of living in these neighborhoods is generally lower than in the more touristy areas of the island, making them a great choice for budget-conscious individuals and families. Plus, with their proximity to schools, parks, and shopping centers, these Northside neighborhoods offer convenience and affordability.

Tips for Saving Money Living on St. Croix

Look for a rental house over a luxury apartment

When it comes to finding affordable housing on St. Croix, opting for a rental house rather than a luxury apartment can make a significant difference in your monthly expenses. Rental houses tend to have lower monthly rates compared to high-end apartments, allowing you to save money.

Additionally, rental houses often provide more space and amenities, such as a backyard or a garage, which can be beneficial for families or individuals looking for extra storage.

Shop at local markets

One of the best ways to save money while living on St. Croix is by shopping at local markets. These markets offer a wide variety of fresh produce, seafood, and other essentials at lower prices compared to larger supermarkets.

By supporting local businesses, you not only save money but also contribute to the local economy. Don’t forget to explore the vibrant farmers’ markets where you can find a plethora of organic fruits, vegetables, and homemade products.

Use public transportation

Another great way to cut down on expenses when living on St. Croix is by utilizing public transportation. The island has a reliable bus system that can take you to various destinations at an affordable cost.

By opting for public transportation instead of owning a car, you can save money on gas, maintenance, and insurance. Additionally, using public transportation helps reduce traffic congestion and minimizes your carbon footprint, making it an environmentally friendly choice.

For more information on affordable living options in the Virgin Islands, you can visit the official website of the U.S. Virgin Islands Department of Tourism:

The Lifestyle and Culture on St. Croix

St. Croix, one of the U.S. Virgin Islands, offers a unique and vibrant lifestyle that attracts both locals and expatriates alike. The island is known for its relaxed pace of life, rich West Indian and Crucian culture, and stunning beaches that provide endless outdoor activities.

A more relaxed pace of life

Unlike the hustle and bustle of city life, St. Croix offers a more laid-back and relaxed atmosphere. The island’s residents enjoy a slower pace, allowing for a better work-life balance and a greater focus on personal well-being.

Stress levels are significantly lower, and the island’s natural beauty provides a serene backdrop for everyday life.

Whether it’s enjoying a leisurely stroll on the beach, savoring a delicious meal at a local restaurant, or simply taking in the breathtaking views, St. Croix offers a lifestyle that prioritizes relaxation and rejuvenation.

West Indian and Crucian culture

The culture on St. Croix is a melting pot of West Indian and Crucian influences. The island’s history is deeply rooted in African, European, and Caribbean traditions, resulting in a unique blend of music, art, and cuisine.

Visitors and residents alike can immerse themselves in the vibrant local culture by attending festivals and events, such as the Crucian Christmas Festival or the St. Croix Food and Wine Experience. These celebrations showcase the island’s rich heritage and offer a glimpse into the lives of its residents.

Great beaches and outdoor activities

St. Croix is renowned for its breathtaking beaches and abundant outdoor activities. The island boasts several stunning stretches of sand, including the picturesque Buck Island, which is a protected marine park and a popular destination for snorkeling and diving enthusiasts.

Water sports such as kayaking, paddleboarding, and sailing are also popular activities on the island. St. Croix’s crystal-clear waters provide the perfect playground for adventure seekers and nature lovers.

Additionally, the island offers numerous hiking trails and nature reserves, allowing residents to explore the lush landscapes and encounter the diverse flora and fauna that call St. Croix home.


While the Virgin Islands overall have a high cost of living, the island of St. Croix offers more affordable options amidst the natural beauty and vibrant culture of the territory. Places like Christiansted, Frederiksted, Golden Rock, and La Grande Princesse provide a lower-budget Caribbean lifestyle, especially for those willing to opt for a rental house and take advantage of deals from local vendors and public transit.

With its sunshine, palm trees, and azure waters, St. Croix delivers an idyllic island experience without breaking the bank.

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